A: Let me suggest a bill paying system that I have been using for the last 15 years.

What you do is set aside two folders, one for the 1st of the month and one for the 15th. When your bills come in you place them in the folder with the date that would allow them to be paid on time.

For example, if you have a bill that is due on the 20th you would place it in the 15th folder. Then you pay your bills twice a month, on the 1st and the 15th.

This stops you from paying bills every week or when they come in. It is simple and will save you time and money.